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Financial Wellness in 2025: Why It's A Must-Have This Year

A young black woman participates in her employer's financial education platform.

It’s not new, but it’s rough out there: people are stressed at work. Burnout rates are high (an occupational phenomenon according to the World Health Organization), and employee engagement hit an 11-year low in 2024 - only 30% of employees report that they feel engaged at work.

This is bad news for productivity, retention, and morale in workplaces across the country. What is to be done? In many ways, this detachment is brought on by the volatility of employees’ personal lives, especially when it comes to financial concerns related to the economy and inflation. Workplace wellness, especially a holistic financial wellness solution, continues to rise as a key antidote to a stressed-out and dissatisfied workforce.

The Opportunity

According to one survey, 60% of Americans live paycheck to paycheck. Unsurprisingly, this creates a lot of employee stress and can lead to inattention at work. If home life is stressful, employees will carry that stress into the workplace, and productivity will be negatively impacted.

The Trend

What is to be done? The answer is pretty clear. More employees want (and need) financial education and support. It’s projected that more companies will begin offering a financial wellness solution to meet employee needs - in fact, one study indicated that nearly half of employers will likely offer financial wellness by 2026. 

The Bottom Line

As employees deal with day-to-day financial pressures and fears about their future retirement, financial wellness support is becoming not just desired but expected by job seekers.